For industry CIOs, senior business executives and IT leaders, navigating economic and market volatility will be a critical success factor in 2012 and beyond.

The top industry predictions include:

• By 2014, major national defaults in Europe will lead to the collapse of more than one-third of European banks.
• By 2015, new, external social Web and cloud-based services will generate 25 percent of consumer-driven banking products and services.
• By 2013, iPad penetration among pharma sales reps will reach 85 percent, then shift to applications that improve delivery and interaction tracking.
• By 2016, the iPad will gain less than 50 percent of the K-12 market as CIOs favor devices that are deployed more readily.
• By year-end 2014, at least one social network provider will become an insurance sales channel.
• By 2014, the five largest PLM software providers will make social networking an integral part of their solution.
• ….

Link: For full details, please click here ^[1]